Have a swimming pool?
	Have a young driver in the family?
	Own a boat?
	Engage in sporting activities like skiing, golf or baseball?
	Operate ATVs, jet-skis, or other high-risk recreational vehicles?

If so, you may want to consider adding personal umbrella insurance to your insurance portfolio. Personal umbrella insurance is low-cost liability coverage that provides an extra level of security beyond the limits of what the liability insurance on your auto and/or homeowners policies can provide. If you are ever sued for damages suffered by someone as a result of an accident involving your car, your property or while participating in a recreational activity, personal umbrella insurance provides a valuable added measure of protection. At Morris Insurance, we’ll work closely with you to determine the level of personal umbrella coverage that fits your needs best.